| 401(k) Providers | Choice of self-directed brokerages offering all the nation's mutual funds, index funds, and ETFs. | Base Annual Cost for 15 Employees | + | Additional Per-Employee Annual Cost | = | Price before 401(k) fee skimmed annually from employees' assets year-after-year | Percent of 401(k) fees skimmed annually from employees' assets year-after-year | Dollar value of 401(k) fees skimmed annually from a typical 401(k) holding $1 million in assets | TOTAL ANNUAL COST for a 15-person 401(k) holding $1 million in total assets |
| No Fees 401(k) | YES | $420 | + | $36 (Multiplied by 15 Employees) = $540 | = | $960 | (NONE) | (NONE) | $960 |
| Ubiquity 401(k) | YES | $1,980 | + | $60 (Multiplied by 15 Employees) = $900 |
= | $2,880 | 0.05% | $500 | $3,380 |
| Guideline 401(k) | NO | $1,548 | + | $96 (Multiplied by 15 Employees) = $1,440 |
= | $2,988 | 0.08% | $800 | $3,788 |
| Saveday 401(k) | NO | (NONE) | + | (NONE) | = | (NONE) | 0.45% | $4,500 | $4,500 |
| ForUsAll 401(k) | NO | $2,500 | + | (NONE) | = | $2,500 | 0.35% | $3,500 | $6,000 |
| Human Interest 401(k) | NO | $1,800 | + | $72 (Multiplied by 15 Employees) = $1,080 |
= | $2,880 | 0.58% | $5,800 | $7,960 |