Replace Your Fee-Based 401(k) With No Fees 401(k)

For converting existing 401(k) or another qualified retirement plan into a No Fees 401(k)

Note: Though SARSEPs have many 401(k) characteristics, including a payroll deduction feature, they cannot be converted to 401(k) plans under current IRS regulations.

* This field is required.

PART I: Company Information...
1.Will this be your company's first 401(k) plan, or are you replacing an already-existing plan?
2.Company name *
3.Contact person *
5.Phone *
7.E-mail *
8.Your 401(k) decision-making role
9.Company address
Zip Code
12.Company mail-to address
13.Federal ID Number
14.Date business commenced
15.Type of entity
Please indicate your company's type:
Is your company a member of a controlled group?
Is your company a member of an affiliated service group?
16.Number of full-time employees on payroll
17.Fiscal year on which business is run
18.Computer system
PART II: Plan Information...

Note: Complete the below ONLY if your company already has a retirement plan and will be having 401(k) replace that plan.
The 401(k) plan will be your company's first retirement plan ever, please use our New Plan Order Form instead of this Conversion Plan Order Form. Thank You.

19.Type of plan do you want converted into a No Fees 401(k) plan

20.Approximate size, in assets, of your existing plan

22.Existing plan's in-house Plan Administrator


23....and for your 401(k) plan

Will the same person serve as Plan Administrator for your 401(k) plan?


24.Existing plan's Trustee(s)

Please name your existing plan's Trustee(s), including his/her/their title(s) (such as "CFO"), as applicable:

Current plan's Trustee(s) phone number(s):

25....and for your 401(k) plan

Will the same person(s) serve as Trustee(s) for your 401(k) plan?

26.Compliance test history for your existing plan

Did your plan pass last year's compliance tests?

Does your plan limit the definition of Highly-Compensated Employees to "the top 20% of employees"?

Do you want to change this definition for your 401(k) plan?

Is your plan currently top-heavy?

27.5500 Series filing

28.Plan Year for your existing plan

On what Plan Year does your existing plan operate?

29.Plan inception date for your existing plan

When was your current plan established?

38.Employer contributions in your existing plan

Your company can contribute to plan participants' accounts in either (or both) of two ways:
(1) matching contributions and/or
(2) profit-sharing contributions. Matching contributions are defined in terms of participant contributions (e.g., 50¢ contributed by the employer for each dollar contributed by the plan participant), whereas profit-sharing contributions are tied to some other variable, such as compensation.

1) What MATCHING CONTRIBUTION formula is currently being used in your existing company plan?

2) Has your company made any PROFIT-SHARING CONTRIBUTIONS in your existing company plan?

39....and for your No Fees 401(k) plan

1) Do you want to use a different MATCHING CONTRIBUTION formula for your 401(k) plan?

2) Would your company like to have the option of being able to make DISCRETIONARY EMPLOYER CONTRIBUTIONS (i.e., profit-sharing contributions) to employees' accounts?

40.Vesting of employer contributions in your existing plan

1) What vesting formula is currently being applied to any EMPLOYER MATCHING CONTRIBUTIONS being made in your existing company plan?
2) What vesting formula is currently being applied to any EMPLOYER PROFIT-SHARING CONTRIBUTIONS being made in your existing company plan?


Does your existing plan currently allow for 401(k) loans? (click for more information)

44.Investments offered in your existing plan

Please list the investments currently being offered within your company plan:

47A.Is your current 401(k) a "Safe Harbor" plan?

48.Safe Harbor Designations

The IRS allows 401(k) plan sponsors an alternative to subjecting their 401(k) plans to annual discrimination testing. The safe harbor method of plan operation lets employers instead make certain contributions to the plan, with immediate vesting of the contributions to employees' 401(k) accounts. (click for more information)

Do you want to operate your No Fees 401(k) plan as a safe harbor 401(k) plan?

If you are choosing to operate your No Fees 401(k) plan as a safe harbor plan, which employer contribution formula would you like to employ?

If you are choosing to operate your No Fees 401(k) plan as a safe harbor MATCHING CONTRIBUTION plan, how often do you want your employer matching contributions to be made?

PART III: Purchase Information...

49.The price of your new No Fees 401(k)

(The 401(k) is licensed on a calendar year basis, which requires the purchase of a new license at the beginning of each calendar year)

Monthly Base Price $35 Per Month
Eligible Employee Price $3 Per Eligible Employee Per Month
IRS-Approved 401(k) Prototype and Summary Plan Description Customized to the Client's Requirements
Live Online Plan Set-Up and Training for 401(k) Plan Sponsor 
Ongoing Telephone and Email Pension Rules Consulting and Support for 401(k) Plan Sponsor
401(k) Plan Compliance and Top-Heavy Testing Available Online at a Mouse Click
Secure Online 401(k) Account Management for Employer and Employees
Self-Directed 401(k) Brokerage with Commission-Free Stock Trading and No-Load Mutual Funds
Quick & Easy Conversion of a Participant's 401(k) to an IRA Rollover at Self-Directed Brokerage
Employer can Upload Payroll and Contribution Data and Authorize Purchases 24/7
Employer has Option of Sending a Printed Purchase Order with Contributions to Self-Directed Brokerage
401(k) is Eligible for Hardship Withdrawals
Self-Directed Brokerage Education, Assistance and Investment Selection for 401(k) Participants 24/7

50.FIRST-YEAR-ONLY setup fee

(Remember, this fee, unlike the above Annual Fee, is NONREFUNDABLE but generally tax-deductible. We encourage you to "test drive" No Fees 401(k) before you complete your purchase. Simply request a link to our online Demo to see for yourself how easy managing your company's 401(k) online can be.

51.TOTAL (system price + setup fee)

PART IV: Payment Preference...


We will contact you within 24 hours of receiving your order to confirm your designations and answer any questions you have.

Do you prefer to be contacted regarding your order by telephone or e-mail?

53.When your 401(k) representative calls you to go over any items about which you marked "Unsure..." and to collect additional information needed for your plan's official Summary Plan Description (SPD) and Prototype Plan Adoption Agreement, you will be able to pay your 401(k) customization fee using your Visa, Mastercard, or by check through the mail; there is a five-day holding period on all check orders.

As soon as we receive your payment we will customize your software, prepare official documents for your review, then set-up out your customized system. You can have your 401(k) up and running within the week.

PART V: How did you hear about "No Fees 401(k)"?

54.Before submitting your order form, please tell us how you learned about No Fees 401(k)


We have years of experience converting 401(k) plans from the following 401(k) providers. They all charge you, the employer, annual fees, and without exception they all deduct fees from employees’ 401(k) assets as part of their compensation. If you are considering leaving one of the providers listed, please let us know because this information will help speed-up the conversion process. We pledge that your information and intentions will be held in strictest confidence.


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